We decided to rent an apartment? Be careful – you may lose your money.
1. This market is very poorly controlled by the state. Corruption and viability of our state can be observed on the mechanics of this area.
2. Who are these people who engage in fraud in this area? Realtors. Basically – private brokers. They are no controls, respectively – do not limit the temptation. Fraudsters can not be the only mediators, but the apartment owners.
3. Lack of professionalism in the contract may result in what is already a week you will be forced to seek a new option for their stay, and the money will be lost. If you think you it can not happen – you’ve already taken the first step to a given situation.
A few useful tips:
1. Carefully read that sign.
2. Check the information on what company a person works, introduced himself as a specialist.
3. Use the services of professionals. The best option – the company has proved to be the best hand.
Take a calculator and count. Working with a professional – it is profitable. Let us explain:
A) Consider a situation where you find the information about the apartment offered for rent by owner. Remove this apartment. The standard payment is a payment has removal of housing the first month and the last (or security deposit), total – two sums. Are you prepared to risk the entire amount of money, taking home without the supervision of specialists? Maybe in a week you will need professional help. Options that could happen to prevent your living – may be too much.
B) A good specialist always has the opportunity to reduce the cost of you liked the apartment / room.
Reducing the cost of apartments in:
1. 000 rubles – the year saves you 12. 000 rubles
2. 000 rubles – the year saves you 24. 000 rubles
3. 000 rubles – the year saves you 36. 000 rubles, and so on.
* This discount on an apartment can be regarded as a payback for the company’s services.
* If you stay for more than a year – as additional cost savings.
C) During a search result Apartments responsible company. Documents, money, agreed.
Work with good professionals – benefit you, even for financial reasons.
4. The most popular topic: a beautiful picture, friendly girl, 6-10 thousand rubles to view apartments in the office – and you have already cheated. Surprising that our people do not learn from the mistakes of others. Every day hundreds of people looking for housing, all without exception – want to save. And most of pecking at this trick scam. Leave your money, get the information – and will remove you an apartment or not – has no one cares. The Treaty does not oblige the company, sign a contract – to settle you. The Treaty obliges only to provide information that crooks can easily do.
And the last. Describing the job and the possible benefits associated with the work of good people – we’re talking about specialists only two companies in the market rental housing in Moscow. About the Companies DORR & PENNY LANE REALTY.
How to behave in the event avtopodstavy?
How many times have we heard on the radio, watched on TV and read in the press about avtopodstavah, but remember what specifically was discussed. Of course, a case where the driver forced to the right lane in order to skip hastening foreign car. Further outcome is clear – to rebuild, and back in the car enters another car. Immediately there are witnesses, the driver offered to solve everything at once without causing a DPS, and so on. Once these cases have received massive publicity, and after the introduction of compulsory motor TPL insurance, frauds, like, gone. But in reality it is not. What are they doing now? We examine the most basic items, and consider our behavior in each case.
1. Standard described above, was framed. However, if the driver had offered to solve everything in place, now the “earnings” is due to the fact of an accident, which is registered with the traffic police and the crooks get regular compensation due to “his people” in insurance companies. And wander from fraudsters one insurance company to another. But while the driver suffered a second car. What to do? The main advice – insurance own car on casco.
Of course, this kind of protection is available not for everyone. Therefore, we recommend behavior on the road: If possible keep to the right of (this, incidentally, requires the SDA – for free right lane moving in the right lane), if you see an approximation behind the car – do not rush to instantly rearrange. Typically, when approaching from behind a car at high speed, the driver reacts immediately and rebuilt (especially when you are flashing lights beam). Assess the situation. Fraudsters, choosing a way to accident, now provoked an accident due to “dead zones” car – in the rearview mirror no one in sight, and then it turns out that you simply do not notice foreign car and crushed the left front fender.
2. Do you have a car hoods? Scammers operate easily. With your car hood is removed (usually from the rear left wheel). At the rear wing rag with a gentle clip rubbed area on the same side. You start going, and after half a mile you catching a car whose driver out of the window shows you the hood of your car. Stopping, you reported that you are here, they say, in the traffic when you rebuild a crushed car. Even the hood flew off. When you talk about that, did not notice anything like that, and in this case agree to call traffic police officers, they tell you that you have escaped from the accident scene and caught up with you (to have confirmation – 3-4 a witness in the car, “victim”). And what is “disappeared”? It is up to the deprivation of rights! You need this? Of course not, the more crooks – a skilled psychologists. You do not have time to look, how to convince you that you are guilty of what you are willing to pay for all repairs, and at once.
How to be in this situation? Call DPS! SCAM “disappear” as quickly as they appeared, and even if they agree to call traffic police, claims that do not know how the accident occurred, and did not feel guilty though, if only because the other car also left the accident scene. Ask the inspector to drive up to the proposed location of the collision (eg, wing to wing) and compare the height and distance of the damaged part of the car scam, and your mashed (incidentally, this can be done immediately, before the arrival of DPS), and then make a photo on your mobile phone (usually, a camera with me not everyone). Make a couple of dozen pictures from different angles. These photos will help you to establish the fact of fraud. No payments after that will not follow. “Victims” even before the insurance company will reach no.
In the described form of fraud began to prevail, and another. The same scheme, but you do not impose a neat dent and small scratch made in advance. For scratches you require only 500-1000 rubles. You explain that much cheaper to pay you this amount. And the arguments are well-founded: when you call the DPS it will take up to 3 hours of your time, and then what? Then the insurance company will increase you bet OSAGO by 50%, which is in some cities from 1000 to 3000 rubles. You need it? Of course not. Simply pay the poor a thousand and disperse, the more that your car is not damaged. If you feel the bases, has denied that an accident and call the traffic police (you can make it appear that the call). SCAM immediately Retiro! According to estimates, one such car can “earn” about 20 thousand a day.
3. You shot down a man. How can this happen? You are moving at a speed of 40-50 mph, and suddenly standing on the sidelines of a person gets on your windshield, and falls to the ground. Scared? Of course. But the man standing! Unfortunately, when it is hit on the windshield, the driver is completely lost, and then never remember the details, so on going like this. The victim reports that you have it shot down, he had a broken arm and leg, but can also edges… You are invited to pay 5-20 thousand at once and not have problems later. What to do? Firstly, if you really knocked people, you have to answer for this. Man alive, may have broken bones, but maybe not – but you have nothing to fear. Catch the car, send the victim to a nearby hospital, and call themselves DPS (unless you remove the car from the scene, to prove anything to be problematic). OSAGO involves quite a decent pay the victim, you are off with a fine (if bude t prove your fault). Fraudsters usually refuse to go anywhere to go. In any case, you must take the receipt with the victim that he has no claim to you (you can attract and witnesses, among whom must be and front).
4. You knocked the child. This is much worse situation than described above. This is true. You take the back, then touch and start moving forward, and you hear screams and knocking on the trunk lid. Do you know what you did? Handing back the child was shot down. No injuries in a car, no scratches in the child, but the mass of the witnesses spoke in one voice: You have brought down the child. That you have violated? You began to move and not seen in complete safety, you downed man, and it is even more serious violation. In this case, “parents” also require from 5 to 15 thousand rubles. Knocked down a child, and he is now injury of something, plus funk and anything else. If in such a case the matter comes to court, in addition to insurance compulsory motor TPL insurance (if you have damage to organs), parents may demand compensation for moral damage – the child is afraid, afraid of cars, afraid to go outside, etc. The Court will be on the side of the victim, the more so in our law, even if the driver is not guilty, he must kompensirovat b victim literally anything is possible. All this tell you legally competent “parents”. It was framed. Require call traffic police and the administration of the child to the hospital. Such works and acts on cheaters is strong enough. You simply disperse amicably.
Dear Drivers! Described the bases – these are the basic tricks of swindlers. There are actually a lot more, and each day brings new and new. Never lose composure. In any case, take a moment and just sat in the car, remain calm, analyze the situation, do not succumb to momentary provocation and psychological pressure. Take photos with people of all participants in the events, calling friends to arrived and witnessed the whole incident! But in general I wish you good luck on the road! Do not fall for tricks of swindlers! Protect yourself always and everywhere!
Lily Chechik: DELAY OF INTEREST to land alive.
The financial crisis, which peaked in 2009, the most severe blow to the real estate market. At the same time to the maximum extent suffered closely related to each other the market of low-rise housing and land market.
A year later, it can be argued that the market for low-rise housing is gradually emerging from the state of stress, and in many respects this is due to natural market forces. Depreciating land and building materials have motivated many people to self-construction projects began to appear cottage settlements, followed by animated and the secondary market. Today, the development is low-rise building is a trend of the domestic housing and a key priority for housing policy in Russia. In this case, Russia has a major advantage – free areas for development. If we take other countries, we can see other trends. For example, in China the problem of low-rise building rests passivated just a lack of sites with high population density. If you watch tours in China, guides must be information about it.
Secondary market
Before proceeding to detailed consideration of the market of low-rise construction, is to understand the key terms. To date, the market has developed a fairly clear understanding of the difference between “house” and “Penthouse.” As a rule, under the cottage meant a large (over 100 square meters. M) house, featuring a special lifestyle and the rather large plot of land. Home residence (hereinafter – the DPP) represent a small-sized household (up to 100 square meters. M), made mostly of wood. Townhouses (semi-detached cottages) on the secondary market are still rare.
In Izhevsk, have long been intensely shaped zone of low buildings, including housing estates Swamp, Kultbaza (East Village), Tatarbazar, the private sector district City Council. In addition, there are border areas with low-rise city agglomerations, some of which are part of the administrative districts of Izhevsk.
The total number of offers of low-rise houses in the secondary market of Izhevsk in August-September 2010 amounted to 417 objects. It is worth noting that in May of this year their number reached 529 offers for sale. This suggests that the seasonal demand has absorbed a large enough share of the proposal.
In the total supply 61% of sites are cottage type houses. In the sentence structure is dominated by two-storey houses (58%): three-quarters of houses for sale are just two floors, while 64% of the DPP represented one-story buildings. In III quarter 2010 the average area offered for sale houses was 243 square meters. M, houses a permanent residence – 65.7 square meters. M. Majority of the items on the market of low-rise buildings (61%) is made of stone. Cottages in 83% of cases are offered in the Stone version, but in a segment dominated by the DPP wooden objects (64%). The average area of?? land put under sold on the secondary market Izhevsk cottages in the III quarter of 2010 amounted to 12.1 weave, while the land sold by the DPP has an area of?? about 7 hectare.
Among all the zones intensely low-rise buildings of Izhevsk is to provide the private sector district City Council, where, with a serious shortage of supply unit price of 1 square. M homeownership exceeds 50 thousand.
Fairly expensive options are also offered in the Industrial district (district Kultbaza): average unit bid price of individual houses is here about 34 rubles per 1 sq. Km. M objects in the Pervomaisky district (neighborhood swamp), this indicator inferior to the other zones of low-rise buildings and offered for sale at an average price of 27 thousand rubles. Per 1 sq. Km. M. It should be noted that over the past six months, no significant changes in unit prices in this segment has not happened.
It is worth saying that the most expensive at full price items cottages are available in the East village (average of 7, 900 rubles per household), and home residence – on Tatarbazare (average 1, 940 thousand).
Among the border areas of the highest unit price in the market exhibited objects recorded in the northern suburbs near (an average of 36 thousand rubles per 1 sq. Km. M). By an absolute majority of areas a decline in prices since the spring of 2010. The only exceptions are the north-west and north-easterly direction, where unit prices have increased by 15% and 4% respectively. The largest price declines recorded in the southern direction (-15%).
Primary market
The primary market of low-rise housing in the last year developed very actively. Here there is a trend of gradual transition from spontaneous to organized cottage building. In this case, the main problem is its primary market neformalizovannost. Well-developed projects with a clear vision is very small, while many companies under the guise of cottage settlements sell only pieces of land with a mass of promises.
Construction of most of cottage villages in the vicinity of Izhevsk was announced in spring 2010. To date, seasonal activity was asleep, and therefore can be summed subtotals. Since 2010, 23 projects were identified cottage settlements, which were at different stages of implementation. Until the fall of “lived” with 17 of them, but real progress is observed only in eight cottage settlements. The total area of?? land involved under organized cottage development, is currently about 600 ha.
It is worth noting that a number of projects, low-rise buildings has undergone some changes. Reconception, usually aimed at reducing construction costs and increasing the availability of supply. Assess the real demand, some companies have changed their initial drafts, revising the types of houses and stuff their execution. For example, the builder of cottage settlement “Norway” to abandon the concept, involves the construction of houses made of expensive wood on exclusive projects in favor of traditional stone.
From the viewpoint location is developing very actively today, northbound. At present, this zone is implemented 7 projects. In the south-west is planned 4 projects organized cottage development, but their degree of elaboration is poor, and in terms of prospects for this direction is inferior not only to the north, and northeast. In the southeast, mainly implementing projects for the construction of “remote cottages” on the river Kama.
The average area of?? proposed sale of land in the villa communities is 12 hectare: 6 ares for townhouses and 25 – for projects with premium. Area homes are in the range from 80 square meters. M (one block in a townhouse) to 350 square meters. M. The major share of total deals with buildings ranging from 150 to 200 square meters. M
Prices in the primary market of individual households with the II quarter of 2010 varied in different directions. In the active construction of cottage settlements recorded price increases of about 10%. For the remaining projects a decline in the range of 10-15%.
Household economy class today will cost the future owner of about 20 rubles per 1 sq. Km. M, a cottage in the village business class will cost 30 rubles per 1 sq. Km. M. Award projects offer homes at a unit price of 40 thousand rubles.
A number of projects offers an exceptional land without a contract. Price per sq.m. In them is in the range of 12 to 30 thousand rubles, and depends on the category of land, and from the perspectives of communication. Connect to site communications will require an additional 240 to 350 thousand rubles.
Summary
Summer 2010 for the reporting segment of the real estate market was quite interesting and eventful. Ahead of the winter lull, but in the spring of next year, the market of low-rise housing can “shoot” with renewed vigor. Progress will be largely due to the primary market, since it is more flexible and can offer effective demand several acceptable options. A good stimulus for further development could be to introduce mortgage programs designed specifically for individual homes.
Monitoring of the real estate market Izhevsk by conceptual control MC ASSO-Story month based on data from specialized publications on the real estate market.
Buy a house in France
Wishing to leave their homeland and move into the world of discovery and development of capitalism has always been enough. A striking example is France, which wished to emigrate, probably at least once in their lives, everyone. However, buying a house in France can afford, not every man. And, those who have and have the opportunity to do it, do not make a purchase, only because of their some doubt about the correctness of that choice. Yes, we have to admit that moving to a country where everything is fleeting, and people’s mentality to put it mildly, not the most friendly to Russia, will always seem a risky venture. France real estate offers for wealthy people. And, more important to remember that you have everything and bold. In favor of moving to France indicates a large number of “for.” In particular, the great influence and the tourist side. For example, here you really never wanted to live somewhere in the vicinity of St. Tropez? Certainly desired. Bright azure sea, golden beach is almost whitish, as well as year-round summer outside. Luxury Property in Europe in the Mediterranean, has always enjoyed great popularity and has always been in demand. The second reason, which plays in favor of “for” buying a house in France – the standard of living. If you want to achieve career growth, give children a higher education on the international level of scientific excellence, then, of course, your decision will be correct. Houses in France – this is your second home. For buying a house in the French Republic may also play a factor holidays. Travel holiday to France – it is really a gift for yourself. And, as for the soul and body. Buy a house in France – a significant reduction in living expenses. It’s no secret that hotels and resorts in this country are among the highest tariffs. Thus, buying their own home will save you a considerable amount of money. Among other things, France Real Estate offers as good investment, for which relies relief visa to EU countries. Well, now want to talk about contradictions. Very often, the French do not like many Russians, too expensive standard of living. In fact, living in France is very expensive in comparison with many European countries. Luxury Property in Europe still have to maintain, and considering the peculiarities of local taxation, more beautiful than your house, the more you have to pay the French treasury. This is less often questioned the profitability of their stay in France. However, there is another negative – often the unrest in this country, as well as strikes. However, if you are unsure of their financial strength, all the cons for you will seem insignificant. In fact, at home in France – a high art. And if you are financially wealthy man, then spend their money on luxury and art for you should not cause complications.
The number of deals with luxury properties in London has increased over two years by 57%
Flows of money invested by rich foreigners “multimillionnuyu” property in London, led to the fact that for two years the number of objects sold in this category increased by more than 50%.
Number of luxury apartments and homes in London, whose price is at least? 2 million, increased from 714 sites in 2008 to 1118 – in 2010. Thus, the growth of this indicator for two years was 57%.
Interestingly, the increase in sales of luxury properties in London is observed, despite the unstable economic situation, price stagnation outside the British capital and reduce bonus payments to staff City.
According to the study, also significantly increased the number of sold real estate on the outskirts of London. The most significant increase was observed in the Royal Borough of Kensington and Chelsea, where the indicator rose from 240 to 378 objects, which is one third of all sold last year for homes in London, whose price exceeded? 2 million
The average price of a detached house was outside of central London last year? 8 million
But even more significant growth in sales of homes multimillionnyh demonstrated Cadmium (Camden): sales increased from 60% to 149%. This area, which includes Primrose Hill (Primrose Hill), Hampstead (Hampstead) and Belsize Park (Belsize Park), became the most expensive part of Greater London. A similar picture can be seen in Wimbledon (Wimbledon).
Despite the economic downturn, luxury real estate market in London feels great. It significantly increased not only the number of homes sold, but is constantly growing and the demand for them. In Kensington and Chelsea, for example, prices of such real estate increased from January 2010 to January 2011 by 7,7%. In Kadmene the figure was 9.1%. Whereas in the whole of England property prices fell by 0,9%.
Thus, we can say with confidence that London remains one of the most popular places to live the richest people around the world.
Spanish property – the patient, which treats the Ministry of Development
On Saturday, May 7, 2011 in London held a historic event: the first press conference the Minister of Development of Spain, Jose Blanco program kommivoyazherskogo tour of the country, from the Iberian Peninsula comes to most voters: the UK, Germany, Holland, Sweden and Russia. The composition of itinerant delegation includes not only government officials but also private promoters.
Increased investment in real estate for Spain in 2010, marked by the State Statistical Office of Spain INE (Instituto Nacional de Estadistica) 3% – a powerful injection to the economy of billions of euros. And that’s just growth. Absolute volume and absolute historical record was in 2003 and amounted to 7. 072 billion euros. Furthermore, until 2010 to observe the dynamics of incidence, which led in 2010 to the absolute value of 3.76 billion euros – the amount by which that in 29 `615 real estate transactions forked foreign buyers.
Do not secrecy and mystery than to explain the desire of the highest state authorities of Spain to attract foreign holders of Spanish land and residential areas. I repeat what was said in the previous article: as a senior salesman modern history has known. The answer is simple: the territory for construction of apartments and houses, whose property would be they are, remain in the Spanish jurisdiction, may not be exported overseas and to replenish the treasury of direct taxes from the pockets of foreign nationals.
Taking into account that over the past 12 months there were 2 tax increases, Spanish property, we can draw a parallel with the delivery of state land rent. The parallel becomes even more evident when taking into account indirect taxes: foreigners living in Spain, are mediated by taxpayers: they consume goods and services to increase money turnover of taxable enterprises.
During the call buyers is the time to look around at the neighbors – the merchants offering the same product. The global financial crisis inflicted the most damage of all of the construction industry, much more so than in other industries. Almost all over the world was evident decline in market prices of houses and apartments. Decreased demand, and many builders have stopped work, moving objects in the category of long-term construction. Reducing the volume of affected and trade and industrial buildings.
At the same time in the developing world recession is only slowed down the rate of growth of the construction sector, but did not turn out reversed: if in the prosperous 2006 in third world countries dynamo of development was at 11,3%, in the very worst in 2009 only 0,7% recovery. If, however, mention the leaders – China and India, the suspension of the development sector has been even less noticeable.
Erection of real estate is the prime mover, which is able to push forward the economy of any country. This is confirmed by the classic events of the Great Depression, registered in North America in 1929 and during the revival of Germany after the First World War. In 2010, the cost of the construction industry declined by 640 billion dollars. The United States has the palm of the largest construction market of the world caught China. Market Uncle Sam is still in a state of stagnation: declining home purchase: the new buildings, and used. Reduce funding for the construction of retail space.
In European countries after the recession of the rise of construction was registered only in Poland and Switzerland. However, by early 2011 investors have expressed interest in Eastern Europe. In addition to Poland, they deserve attention, Bulgaria, Romania, Croatia. In the total investment in real estate, which stands for sale in the EU in 2010 had risen to 84 billion euros. It is not up to the 2007 level, but reassuring.
In the ranking of world real estate markets, China surpassed Japan in 2004. This was the second place. A little while later the country of the rising sun retreated to the 4 th place, passing the third step of the pedestal of India. The reason, primarily, to reduce investment in infrastructure and public debt of Tokyo. To rise to the level of construction in 2007 hopefully not before 2013.
Bungalows in Goa
Many Russians and Europeans have criticized India for its dirty streets, chaotic traffic, spicy food and slovenliness, and themselves every year with pleasure relaxing in the sunny state of Goa, dream to visit the Taj Mahal to see the sacred waters of the Ganges and get lost in Tibet.
Come here and a couple of weeks well-earned break, and during the winter months to ride out the cold and snow, and for many years to learn the meaning of life. Well, if so, some popular and Indian real estate, and remove it for rent, and buy, especially in Goa.
Accommodation in Goa can not only remove the rent, but buy in almost any area of?? the state. However, most real estate purchase in areas of Baga Beach (Baga Beach) and Kavelossim. Is considered a prestigious home in Margao (15 minutes drive to the sea), near Vasco da Gama and, surprisingly, near Dabolim airport. Here the objects are different the best quality but more expensive.
Today in Goa offers apartments, townhouses and detached houses (villas). New facilities are offered in organized complexes, with or without finishing. 95% of such villages have swimming pools, equipped with modern water supply systems and security systems differ landscaped area, many have their own restaurants. However, these complexes do not differ in magnitude – mainly in each of them no more than 10-15 villas and townhouses 20-30 height of 2-3 floors. Apartment with one bedroom, lounge, bathroom with shower, air conditioning in such a town not far from the sea can be bought at prices ranging from 50-60 thousand dollars. Roughly the same cost and townhouse area of??120-180 square meters. With 2-3 bedrooms, but more remote from the beach.
Where better to be born
Based on various studies and international ratings, we will try to identify those places on the planet, which has created favorable conditions for people at different stages of life. In the first submission will discuss where best to roditsya. Zhizn
The most important criteria for determining the best country in the world for a birth – safety of childbirth for mother and baby and child care during the first years of life.
In developed countries from 90 to 100% of births attended by skilled health – doctor, nurse or midwife. For Russia, this figure is similar, at least according to official statistics. In third world countries, such as African or South Asian, this figure is not higher than 40%. The lowest level it was recorded in Ethiopia, where only 6 out of 100 births take place in the presence of medical personnel. In such countries, many mothers are more willing to use the services of so-called traditional birth attendants (whose statistics do not take into account) than to medical care. “Traditional birth attendants” – it is usually women who already have several children. They have no special medical training, they are trained only the basic skills of obstetrics and sometimes – traditional medicine. As a rule, their skills enough to take delivery of a healthy mother, but in the event of any complications, they are often powerless.
In the least developed countries such as Ethiopia, Niger or Chad, for every 100 thousand inhabitants, on average, from 2 to 7 of skilled birth attendants, and from 2 to 5 physicians with medical education. In Russia, 100 thousand people – 47 midwives and 425 doctors. And the average in EU countries – 50 obstetricians and 325 physicians.
High quality medical care has allowed Iceland to become a leader in the fight against maternal death during childbirth. This rate there decreased to 4 cases per 100 thousand in other Western European countries, maternal mortality is around 30 deaths per 100 thousand deliveries. Russia on these indicators still lag behind Western Europe: our mothers are dying in 65 cases per 100 thousand Against this background, statistics of maternal mortality in the poorest third world countries looks terrible: the mother dying there in 1000 cases out of 100,000.
Infant mortality – statistics take into account the number of child deaths in the first 28 days of life (see table) – the smallest in the same Iceland, as well as in Singapore, San Marino, Sweden, and Andorra.
Thus, the safest place for birth and early days of the separate mother and child should be regarded as the Western European countries, and the best option – it’s Iceland.
Each child needs for healthy growth requires high-quality medical care, especially in the first years of life. Theoretically, every developed country now has a health system capable of solving this problem. To select the best of them, you can use the data GOVERNMENTAL World Health Organization, taking into account the mortality of children under one year in different countries. From this perspective, the safest is again in Iceland. The infant mortality rate out there – 2 cases in 1000. The same rate in Singapore. Slightly larger (3 cases in 1000) – in San Marino and Sweden. On average in Western European countries, infant mortality is less than 5 cases per 1000 (for children from birth to one year). Russia, despite years of efforts to fight for fertility, according to these indicators still lag behind Western Europe: children aged up to a year die in 11 cases from 1000. And the situation in the poorest third world countries differ at times – there babies die in more than 100 cases in 1000.
Rating UN Children’s Fund (UNICEF), the likelihood of death in children under five years of any disease, is also tied for first place in Iceland and Sweden. Along with her lead, Andorra, Liechtenstein, San Marino and Singapore about. In these states, the mortality rate among children under five years old is held at 3 cases in 1000.
Developed countries, particularly European, different from the rest of the world and that they complied with strict sanitary rules. Population in full has access to drinking water from protected sources. The only exception – Romania, where, according to the UN, drinking water is available, only 57% of the population.
Developing countries lag behind in providing people with not only quality and safe water, but with modern medicine. Even a relatively cheap and common vaccines against tuberculosis and measles are not available to all. For example, in Chad, from these two diseases are vaccinated, respectively, only 40% and 23% of children aged under one year.
Thus, the life of a child in the first five years will be the greatest safety in Iceland and Singapore.
Purse
Choosing a country where more parents tsya, it makes sense to evaluate and financial side of things. Many states offer cash payments to the birth of children to encourage population growth. The most lavishly rewarded for having a baby in Australia. For every birth parents give the prize to 4 thousand Australian dollars (just over $ 3 thousand), which is paid at one time. And in the event of the birth of triplets or quadruplets parents are entitled to receive an additional allowance of $ 3 thousand to 4 thousand Australian dollars each year to as long as the children are under 16 years of age.
With the Australian awards comparable benefits in some European countries. Ireland offers around ? 2 thousand for each child. But parents have the money pieces – immediately after birth and the child is 4 years and 12 years of age. Some European countries provide financial aid selectively. In Norway, for example, non-working mothers pay the equivalent of about ? 4,5 thousand for each child. But if a woman has its own earnings, she was accorded only to full compensation for the period of hospitalization and free medical care associated with childbirth.
In Denmark, at the birth of more than one child for one birth mother receives a monthly basis for each newborn amount equal to ? 75, while children will not be seven years. The sum so paid in excess of ? 6 thousand
Reward of 250 thousand rubles. That promises to mothers who gave birth to her second child, the Russian government, comparable to European figures. But do not forget that we are in this case is not about cash, and certificate, which can then be used to pay for housing or education of the child. Do not give cash to parents adopted not only in Russia. In Slovenia, the award is children’s products.
There is another way to make sure that the funds from the budget funds will be expended only for the benefit of Dr. Etey – to give their children directly. At every newborn citizen Kuwait automatic winding bank account, which has the right to dispose of only the owner. State enrolls there initial amount approximately equal to $ 3 thousand in the future by not only increasing its interest, but deductions from their parents. This practice certainly makes Kuwait attractive for the birth, but infant mortality rate, which is five times higher than in Iceland, of course, would alienate many.
In Singapore, as well as in Kuwait, every baby is put on the bank account into which the state contributes 3 thousand Singapore dollars (about $ 2 million). Second child in the family for the first six years of his life gets at the expense of funds from parents, but after six years, the state increases the amount accrued at 6 thousand Singapore dollars (about $ 4 million).
Thus, the most secured childhood can count born Av Straley. A good starting capital for the start of adult life can be earned solely by his birth in Kuwait and Singapore.
The dry residue
Comparing all the criteria discussed shows that the best title for the birth place on earth claimed two countries – Iceland and Singapore. They have a proportionate infant mortality. Low infant mortality and children under five years in both countries, coupled with well-organized system of financial assistance to families gives every reason to believe these countries are most attractive to birth. But when implementing the final choice should be remembered that comfortable life, as guaranteed in Singapore children as they grow older, may be overshadowed by the fact that his mother, the child will be known only by photographs. In the struggle for the life of mothers in childbirth, Iceland has gone far ahead.
This season’s beach holiday in Bulgaria will rise in price
All services provided on the beaches of Bulgaria, in this season to rise by 20%. That is so categorically stated representative of the Association of concessionaires Ivo Stefanov during the hearing on amending the Law on the device the Black Sea coast.
Cause of the increasing cost of services is in the letter of the Minister of Finance Dyankova, who a few months ago warned the concessionaires, that in this season to the payments for the lease of the beach twenty percent will be charged VAT.
Ivo Stefanov warned that compensate those same twenty percent VAT concessionaires will only increase the cost of services on beaches. This is primarily for the cost of umbrellas and sunbeds.
In addition, it appeared that the Law on the Black Sea coast of the device proposed the amendment, which coglasno concessionaires will have the right to occupy lounges, only 30 percent of the beach. Now they are entitled to 50 percent. This possible change in categorical protest met representatives of the association of concessionaires.
True, the Deputy Minister of Regional Development Catherine Zahariev hastened to reassure tenants beaches, explaining that this amendment will affect only new contracts, concessions, and in the pre-contract changes made will not.
Just decided to abandon the idea of?? separation of the beaches on the category, previously offered by the representatives of the association of concessionaires.
Another was brought to the law amendment, which coglasno sand dunes now return status plyazhey.V 2008 dunes were removed earlier amendment of the beach protected area. And some developers have managed to take advantage of this by building a hotel right on the dunes – in fact on the beach. One such example in the photo below – is built on the dunes of Sunny Beach.
It is not excluded that after the introduction of such amendments, the number of beaches that are not in demand among tenants increase. This year, these beaches in Bulgaria for more than sixty.
Tax in Bulgaria. Useful.
Taxes in Bulgaria.
Non-payment of taxes is one of the most persecuted of crimes in all European countries. In Bulgaria, the payment of taxes, there are some problems, but only if the case does not concern foreigners – about them is just going smoothly and quietly.
Tax rate in Bulgaria is relatively low, that for the Russian people is a positive fact. If we consider the income tax, it is equal to 10%, which is significantly lower than in Russia.
In Bulgaria, according to the laws, people who bought the property, must register with the tax office no later than two months from the date of purchase.
Take it seriously. Otherwise, you may follow the fine to be the lightest punishment of all.
In the tax office to the new owner must arrange multiple documents, including the exact paint features the real estate acquired (built, brick or stone house, heating, etc.). Based on this information will be calculated tax rate for real estate.
The annual property tax oblige each owner.
The tax rate is calculated based on the cadastral value of the apartment, rather than from the market. It is quite profitable, given that in most cases, inventory, ie imposed by the state cost many times less than the market.
The tax rate on real estate is 0.15% of taxable value.
COUNCIL
Before buying real estate demand a certificate of land (or in another tax) price. This amount, you can specify in the contract of sale and thus reduce the notary fee. And in the preliminary contract should specify the amount for which you intend to buy real estate. Do not be afraid to embarrass Bulgarian Notary price differences in the main and preliminary agreements.
In Bulgaria, the property tax paid in the 4 “sunset”: the first – until March 31, the second payment – 30 June, the third payment – up to 30 September and last – until November 30. When making the entire amount as a whole, as the first payment, you’ll be awarded a bonus in the form of a decline of 5% tax rate.
If you do not pay property taxes on time, you can expect serious trouble. First, you will need proof of payment of tax, for a visa. Secondly, you have to pay a fine. And third, if you do not pay taxes for several years, your property may be seized and sold without your consent. Remaining after debt repayment money will be returned to you, but you may lose your opportunity to get back to Bulgaria.
REMOVAL OF WASTE.
In addition to the property tax there is a tax on garbage. ” Each municipality sets their own rates of duty. The average rate in Bulgaria is: Varna – 0.15%, the Burgas – 0.25% of the cadastral value of real estate.
UTILITY TARIFFS
In Bulgaria, all utilities (water, electricity and gas) are paid on performance counters. If you do not eat – you do not pay. Service fee housing in Bulgaria does not, except for special cases.
Electricity (1 kWh):
Day: the consumption of up to 75 kilowatt hours – the cost of 0. 098 lion, while consuming over 75 – 0. 127 lev.
At night (from 22.00 to 6.00) – 0. 068 lev.
Heat energy: 1 mgvtch – 40.05 lion.
Water supply: 1 cubic meter – 1.20 lev.
In 2011, the expected increase in utility costs by 5%.
Fuel (1 liter):
Petrol – 2.40 lev (A92N), 2.47 lev (A95N) and diesel fuel – 2.36 lev.
Course: 1.95 leva = 1 euro.